About Credimax

Fintech with a purpose is the new cool

Credimax invests in companies that prioritize financial inclusion, creating a future and generating opportunities for thousands of people without access to traditional credit.

Smiling entrepreneur
Our mission

What drives us every day

01

Lead with a thesis

Facilitating sustainable lending opportunities by leveraging advanced technology to ensure broader financial access.

02

Financing alternatives

Investing in lending & tokenization facilities designed for business needs, with flexible terms and payment plans.

03

Collaborate

Building a stronger ecosystem with creative funding approaches that are consistent, better, and more adaptable.

04

Support

Accelerating sustainable development by helping high-impact companies to grow faster and better manage risk.

Investment criteria

Making the world better one investment at a time

Business

Business

Must use cutting-edge technology to solve lending problems. Data-based analytics, profit over volume, and a culture of innovation.

Founders

Founders

Who prioritize inclusion, understand their target audience firsthand, and know how to tell and sell their story.

Timeframe

Timeframe

Long-term partnerships that maximize sustainable returns and transparency — not short sprints for quick gains.

Markets

Markets

Invest in markets with measurable social impact, addressing sectors with insufficient financial services through profitable products.

Presence

Connecting fintechs, creating opportunities:

Uniting forces for global financial inclusion.

We operate across Iberoamerica, creating bridges between fintechs and the communities that need them most.

Credimax global presence map

Portfolio

Inclusive fintechs, impactful investment.

Colombia

Rapicredit is the biggest microlending fintech in Colombia, providing accessible credit solutions to underserved individuals — fighting shark loans and opening the door to the lower-income population to traditional banking.

España

Valorix operates as a global entity, specializing in tokenization of real-world assets within web 3.0 — actively advocating for financial inclusivity by backing fintech platforms providing microcredit services.

Impact

UN SDG Alignment

We measure our success by the change we create in the world.

SDG 5 — Gender equality SDG 8 — Decent work and economic growth SDG 9 — Industry, innovation SDG 10 — Reduced inequalities SDG 12 — Responsible consumption SDG 17 — Partnerships
  • Committed to financial inclusion for underserved communities
  • We aim for responsible, sustainable consumption
  • We work with companies that offset their carbon footprint
  • Loans are used for debt repayment from informal lending, business & entrepreneurship, medical emergencies, and public services
  • Partners must sign our "Ethical Letter," committing to our ESG standards

Our team

"Great vision without great people is irrelevant"
Daniel Matteron

Daniel Matteron

RapiCredit & Credimax Co-CEO

Juan E. Saldarriaga

Juan E. Saldarriaga

Valorix CEO & Credimax Co-CEO